Coverage Needs Estimator

Estimate your recommended insurance coverage

Annual Income (USD)*

Please enter a valid annual income

Years of Income Replacement*

Typically 10-20 years

Please enter a valid number of years (1-30)

Total Debts (USD)*

Mortgage, loans, credit cards, etc.

Please enter a valid debt amount

Existing Life Insurance (USD)*

Please enter a valid coverage amount

Number of Dependents*

College Funding per Child (USD)

Optional – estimated cost per child

Estimated Home Market Value (USD)*

Please enter a valid home value

Rebuild Cost per Sq Ft (USD)

Leave blank for automatic estimate

Home Size (Sq Ft)*

Please enter a valid home size

Existing Dwelling Coverage (USD)

Location Risk*

High risk areas include flood zones, wildfire areas, etc.

These are general educational estimates, not personal financial advice.

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