Insurance Risk Awareness Tool

Understand your general risk profile and get personalized safety tips

Auto Risk Check

Home Risk Check

1. What is your age group?

Under 25

25-40

41-65

Over 65

Please select an option

2. How many at-fault accidents have you had in the last 3 years?

Please select an option

3. How many moving violations (speeding, etc.) in the last 3 years?

Please select an option

4. What is your annual mileage?

Under 6,000

6,000-12,000

12,000-20,000

Over 20,000

Please select an option

5. What is your main vehicle usage?

Commute

Personal

Business

Rideshare/Delivery

Please select an option

6. Does your vehicle have advanced safety features? (e.g., lane assist, automatic braking)

Yes

Please select an option

1. What type of home do you have?

Single-Family

Condo

Townhouse

Multi-Unit

Please select an option

2. When was your home built?

2015+

2000-2014

1980-1999

Before 1980

Please select an option

3. How old is your roof?

Under 10 years

10-20 years

Over 20 years

Please select an option

4. Any prior insurance claims in the last 5 years?

None

Please select an option

5. Do you have monitored smoke detectors?

Yes

Please select an option

6. Do you have a security system or cameras?

Yes

Please select an option

7. Is your home in a flood-prone or storm-prone area?

Yes

Unsure

Please select an option

Low Risk

Your Auto Insurance Risk Profile

Based on your responses, you have a low risk profile for auto insurance. This is generally favorable for insurance premiums.

Tips to Maintain or Improve Your Risk Profile

Continue practicing safe driving habits
Consider usage-based insurance programs for potential discounts
Regularly maintain your vehicle to prevent issues
Review your coverage annually to ensure it meets your needs

Insurance Risk Awareness Tool

Insurance Risk Awareness Tool

Your Auto Insurance Risk Profile

Tips to Maintain or Improve Your Risk Profile

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