The information provided on Gap Insurance Guide is for general informational and educational purposes only. Please read this disclaimer carefully before using our website.
1. No Insurance Advice
The content on this Website is not intended to be a substitute for professional insurance advice, consultation, or services. Gap Insurance Guide is an informational resource and does not provide personalized insurance advice or recommendations.
We are not insurance agents, brokers, or licensed insurance professionals. The information provided should not be relied upon as the sole basis for making insurance decisions. Always consult with licensed insurance professionals or financial advisors for advice specific to your situation.
2. No Guarantee of Accuracy
While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the Website.
Insurance laws, regulations, and company policies change frequently. Information that was accurate at the time of publication may become outdated. We cannot guarantee that all information is current or applies to your specific circumstances.
3. No Professional Relationship
Using this Website does not create an agent-client, advisor-client, or any professional relationship between you and Gap Insurance Guide. Any action you take based on information from this Website is strictly at your own risk.
4. Third-Party Content and Links
Our Website may contain links to third-party websites, advertisements, and affiliate links. These are provided for your convenience only. We do not endorse, verify, or take responsibility for:
- The accuracy of third-party content
- The services or products offered by third parties
- The privacy practices of external websites
- Any transactions you conduct with third parties
Any reliance you place on third-party content or links is strictly at your own risk.
5. Company Reviews and Comparisons
Reviews and comparisons of insurance companies on this Website represent our research and opinions based on publicly available information. These reviews are:
- Based on information current at the time of writing
- Subject to change as companies update their offerings
- Not personalized recommendations for your specific needs
- Not guarantees of service quality or pricing
Individual experiences with insurance companies may vary. We encourage you to conduct your own research and read recent customer reviews before making decisions.
6. Affiliate Relationships
Gap Insurance Guide may receive compensation through affiliate links, advertising, or partnerships with insurance companies and related services. This compensation may influence which companies or products we feature, but it does not affect our commitment to providing honest, research-based information.
We disclose affiliate relationships where applicable, but all opinions and reviews remain our own.
7. No Warranty
This Website and its content are provided “as is” without warranties of any kind, either express or implied, including but not limited to:
- Warranties of merchantability
- Fitness for a particular purpose
- Non-infringement
- Accuracy or completeness
8. Limitation of Liability
To the fullest extent permitted by law, Gap Insurance Guide, its owners, employees, and contributors shall not be liable for any:
- Direct, indirect, incidental, or consequential damages
- Loss of profits, data, or use
- Business interruption
- Decisions made based on Website content
- Errors, omissions, or inaccuracies in content
This includes damages arising from your reliance on information provided on this Website or your use of any linked websites.
9. State-Specific Information
Insurance laws and regulations vary significantly by state. While we provide general information applicable across the United States, specific rules may differ in your state. Always verify information with your state’s insurance department or a licensed professional in your jurisdiction.
10. No Endorsement
Reference to any specific insurance company, product, process, or service does not constitute or imply endorsement, recommendation, or favoring by Gap Insurance Guide. The appearance of companies or products on our Website does not indicate their superiority over others.
11. User Responsibility
You are responsible for:
- Evaluating the accuracy and applicability of all information
- Conducting your own research before making decisions
- Consulting with qualified professionals for personalized advice
- Understanding the terms and conditions of any insurance policy you purchase
- Complying with all applicable laws and regulations
12. Updates and Changes
We reserve the right to update, modify, or remove content from this Website at any time without notice. We also reserve the right to modify this Disclaimer at any time. Continued use of the Website after changes constitutes acceptance of the modified Disclaimer.
13. Geographic Limitations
This Website is intended for users in the United States. Information provided may not be applicable or accurate for users in other countries. Insurance regulations and requirements vary by country and jurisdiction.
14. Emergency Situations
This Website is not intended for use in emergency situations. If you need immediate insurance assistance or have an urgent claim, contact your insurance provider directly or call their emergency hotline.
15. Questions About This Disclaimer
If you have any questions about this Disclaimer or need clarification on any information provided on our Website, please contact us at:
Email: legal@gapinsuranceguide.com
16. Acknowledgment
By using Gap Insurance Guide, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer. If you do not agree with any part of this Disclaimer, please discontinue use of the Website immediately.
